PENGARUH LITERASI DAN EFIKASI DIRI TERHADAP INKLUSI KEUANGAN PADA PENGGUNAAN LAYANAN PEMBAYARAN DIGITAL SHOPEE PAY DI JABODETABEK [THE EFFECT OF LITERATION AND SELF-EFFICIENCY TOWARDS FINANCIAL INCLUSION ON THE USE OF SHOPEE PAY DIGITAL PAYMENT SERVICES IN JABODETABEK]

Kurniasari, Florentina and Adyni, Neskia (2021) PENGARUH LITERASI DAN EFIKASI DIRI TERHADAP INKLUSI KEUANGAN PADA PENGGUNAAN LAYANAN PEMBAYARAN DIGITAL SHOPEE PAY DI JABODETABEK [THE EFFECT OF LITERATION AND SELF-EFFICIENCY TOWARDS FINANCIAL INCLUSION ON THE USE OF SHOPEE PAY DIGITAL PAYMENT SERVICES IN JABODETABEK]. Derema Jurnal Manajemen, 16 (1). ISSN 2476-955X

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Abstract

The advancement of digital technology had affected many industries included financial sectors. The most famous financial technology was digital payment services. Financial technology was expected to support the Indonesian government program to increase financial inclusion. The objective of this study is to analyze the effect of financial literacy and self-efficacy to increase financial inclusion using the Shopee Pay digital payment services in Jabodetabek region as its research object. This is a causal research with quantitative methods and non-probability sampling techniques. This research distributed questionnaires among 191 respondents and furthered analyzed with linear multiple regression using IBM SPSS 26. The findings of the research showed that financial literacy and self-efficacy had a positive effect into financial inclusion.

Item Type: Article
Subjects: 600 Technology (Applied Sciences) > 650 Management and Public Relations > 658 General management (Risk Management, Profit and Loss, Logistics)
Divisions: Faculty of Business > Master of Technology Management
Depositing User: Administrator UMN Library
Date Deposited: 14 Dec 2021 06:43
Last Modified: 14 Dec 2021 06:43
URI: https://kc.umn.ac.id/id/eprint/19627

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