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Urus, Sharina Tajul and Kurniasari, Florentina and Nazri, Sharifah Nazarul Faiza Syed Mustapha and Utomo, Prio and Othman, Intan Waheedah and Jimmy, So Yohanes and Hamid, Nadiah Abd (2022) A COMPARATIVE STUDY OF FINTECH PAYMENT SERVICES ADOPTION AMONG MALAYSIAN AND INDONESIAN FRESH GRADUATES: THROUGH THE LENS OF UTAUT THEORY. Eastern-European Journal of Enterprise Technologies, 5 (13). pp. 73-88. ISSN 17293774