Harjanto, Karina and Osesoga, Maria Stefani and Tjhoa, Elisa (2022) The Effect of Economic Incentives, Financial Technology, and Financial Literacy on Millennials' Financial Planning during Covid 19. GATR Journal of Financial and Banking Review, 7 (2).
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Abstract
Objective - This study aims to obtain empirical evidence of the effect of economic incentives, financial technology, and financial literacy on financial planning. Methodology – The data used in this study came from a questionnaire with 113 millennial respondents who live throughout Indonesia. Questionnaires were distributed in 2020 to understand millennial financial planning and the factors influencing it during the Covid-19 pandemic. Findings – This research found that economic incentives did not affect financial planning, while financial literacy and financial planning had a positive and significant effect on financial planning. Novelty – This study is among the first to learn the effect of the Covid-19 pandemic on millennials' finance.
| Item Type: | Article |
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| Keywords: | Economic Incentive, Financial Literacy, Financial Planning, Financial Technology, Millennials |
| Subjects: | 300 Social Sciences > 330 Economics > 332 Financial Economics (Shares, Investment) |
| Divisions: | Faculty of Business > Accounting |
| Depositing User: | Administrator UMN Library |
| Date Deposited: | 03 Oct 2022 03:03 |
| Last Modified: | 03 Oct 2022 03:03 |
| URI: | https://kc.umn.ac.id/id/eprint/23000 |
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